(no subject)

[learnedax]

Great. My insurance company is billing me the $1K deductible on the grounds that being hit while making a three-point turn makes me automatically at fault. If I can successfully contest the decision through a painful hearing process, they will probably reimburse it, sometime in the future.

For now, cristovau, looks like you're fully covered.

Update: I was wrong, the insurance will pay back any additional cost in higher premia that I may have paid before the hearing. They have a standard policy of never refunding the deductible.

Comments

Re: Crap

[alexx-kay.livejournal.com]

they claim you specifically contested and said you were not at fault.

Ask for a paper trail backing up this claim. Sounds like at least one of the companies involved is lying in order to extract more money, possibly both. Since this probably works on most people, it isn't exactly stupid but it is venal, wrong, and probably illegal.