(no subject)

[learnedax]

Great. My insurance company is billing me the $1K deductible on the grounds that being hit while making a three-point turn makes me automatically at fault. If I can successfully contest the decision through a painful hearing process, they will probably reimburse it, sometime in the future.

For now, cristovau, looks like you're fully covered.

Update: I was wrong, the insurance will pay back any additional cost in higher premia that I may have paid before the hearing. They have a standard policy of never refunding the deductible.

Comments

[alexx-kay.livejournal.com]

being hit while making a three-point turn makes me automatically at fault.

When you see the phrase "automatically at fault", fight that bastard! At least, if you don't believe that you *were* at fault. That kind of bullshit policy is just there to make life easier for the insurer, so they can make snap judgements without thinking. Don't let them!

I, personally, would also not give them a cent of allegedly non-refundable-even-if-we-later-admit-we-were-wrong money.

Damn, this shit makes me mad! Probably just as well I gave up the whole car-ownership thing. (Which, by the way, was directly prompted by insane insurance costs.)

[tpau]

um, it doens't work likethat. we have to pay the deductible tothe repairman, otherwise we don't get the car back...

[msmemory.livejournal.com]

SOMEbody has to pay the deductible to the repairman so you can get your car back. I think it ought to be Chris's insurance company.